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Can I Buy Life Insurance Without A Broker?

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The choice of Life Insurance will sometimes depend on how well you can protect your family's future. Do you want to know if you can actually buy Life Insurance without a broker? You can, as there are several ways of doing so in Canada. Today's technological advancement allows you to research and compare Life Insurance Plans, get a quote online, and even buy one without talking to some traditional agents. This guide explains how to buy a policy for yourself, the benefits and drawbacks of buying it on your own, and step-by-step processes so that you may feel confident throughout the process. Understanding Life Insurance Without a Broker Life Insurance is pretty complex, and traditionally, the Life Insurance Agent has helped the consumer navigate all the choices available. However, the digital age has changed everything. Now, you can access quotes for Life Insurance online, compare different policies, and read the detailed descriptions of each plan at your own pace. All this empow...

Will Visitor Insurance Cover High-Risk Activities Like Skiing or Adventure Sports?

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Well, Canada is a country of vast territories and breathtaking beauty; it's pretty ideal for outdoor enthusiasts or adventure seekers. From hitting the slopes to browsing into the wild for potentially thrilling outdoor sports, there certainly isn't a lack of high-risk activities to get involved with. But suppose you are visiting Canada and looking forward to skiing, snowboarding, rock climbing, or scuba diving for your adventure sports. In that case, you may ask whether or not your visitor insurance will cover these high-risk activities. Many people ask: Will my visitor insurance cover these adventurous activities? In order to help answer this question and provide some insights, we are going to explore what a high-risk activity is, how visitor insurance normally works, and the different Visitor Insurance Coverage Plans available that may offer the protection you need. What Are High-Risk Activities? High-risk activities High-risk activities are popularly known as extreme sports ...

Is Life Insurance Still Crucial If I Have No Dependents?

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Most people commonly associate Life Insurance with money available to dependents after children, spouses, or any other family members who rely upon your income. What if one has no dependents? Does it mean that Life Insurance does not make sense? The short answer is yes, and there are many reasons why carrying a Life Insurance Policy still makes good financial sense, even if you don't have anyone directly, depending on your income. In this blog, we are going to delve into the key reasons why Life Insurance is important to individuals who do not have dependents and how it can really benefit you in different aspects. Covering Funeral and Final Expenses One of the most fundamental yet crucial reasons to carry Life Insurance, even without dependents, is to pay your funeral and final expenses. Surprisingly, one might discover just how costly a funeral can be in Canada, often costing between $5,000 and $15,000 or more, depending on the level of expense you leave behind for your family. I...